By accessing and using this website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must discontinue use of the website immediately. Continued use constitutes acceptance of any modifications made to these terms.

This website is intended for use by individuals who are of legal age in their jurisdiction and who meet applicable regulatory requirements. By using this website, you represent and warrant that you have the legal capacity to enter into binding agreements and that your use complies with all applicable laws and regulations.

### Intellectual. Intellectual Property Rights

All content on this website, including text, graphics, logos, and software, is the property of the Company or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without prior written consent from the Company.

You agree not to engage in any activity that interferes with or disrupts the website or its servers. Prohibited activities include unauthorized access, data mining, scraping, introducing malicious code, or using the website for any unlawful purpose. Violation may result in termination of access and legal action.

### NoAdvice. No Professional Advice

The content provided on this website is for informational purposes only and does not constitute investment, legal, tax, or financial advice. The Company is not licensed to provide such advice. You should consult with qualified professionals before making any decisions based on information obtained from this website.

### Limitation. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this website. This includes damages for loss of profits, data, or other intangible losses, even if the Company has been advised of the possibility of such damages.

### Indemnification. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of the website, your violation of these terms, or your infringement of any rights of another party.

The Company reserves the right to suspend or terminate your access to the website at any time, without notice, for any reason, including violation of these terms. Upon termination, all provisions that by their nature should survive termination shall remain in full effect.

These terms shall be governed by and construed in accordance with the laws of Canada, without regard to conflict of law principles. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of Canada.

### Modifications. Modifications to Terms

The Company reserves the right to modify these terms at any time without prior notice. Changes take effect upon posting to the website. Your continued use of the website after modifications constitutes acceptance of the revised terms. It is your responsibility to review these terms periodically.